Tokio Marine Global Travel Policy Administration System
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Tokio Marine & Nichido Fire Insurance Co Ltd (ABN 80 000 438 291 AFSL 246 548) is the issuer of World2Cover Travel Insurance. Any advice set out above is general in nature only, and does not take into account your objectives, financial situation or needs. Before purchasing any travel products, we recommend reviewing the World2Cover Product Disclosure Statement (PDS) and the Target Market Determinations (TMDs) that apply to these products. Please read the World2Cover Combined Financial Services Guide and Product Disclosure Statement for full details of terms and conditions, limits (including sub-limits) and exclusions apply to each of our policies and the different benefits. TMDs outline the intended class of customers that comprise the target market for these travel products, including key attributes of the insurance cover and eligibility criteria. A TMD does not replace the terms and conditions, nor the disclosures make, in a PDS so you should read the applicable PDS carefully and contact us if you have any queries. A copy of our PDS, Supplementary PDS and TMD's for each travel product can be found in here.

**$unlimited means that generally there is no cap on the maximum dollar amount which may be paid out for this benefit, subject to the specific terms and conditions, sublimit and exclusions that apply to this benefit. This benefit covers reasonable overseas medical and hospital costs as a result of an injury (including arising from a Terrorist Act) or illness occurring which first shows itself during Your Period of Insurance. Benefits may be paid up to 12 months from the time You received treatment for the injury or illness, but only for reasonable expenses incurred during that time. All medical treatments must be provided by Your Treating Doctor or Our Consulting Medical Officer. You must notify Us as soon as practicable of Your admittance to hospital.